GCC EOSB Monitor | Q1 2026

Across the GCC, End-of-Service Benefits (EOSB) is gradually transitioning from traditional gratuity to funded savings schemes. Yet many employers still do not have a clear view of how these schemes work, how they differ across jurisdictions, or what they could mean for employee outcomes over time.

To help address this gap, Vestora has launched the GCC EOSB Monitor, a quarterly publication tracking regulatory developments, scheme implementation and fund performance across official EOSB schemes in the region.

For employers, HR leaders and finance teams responsible for EOSB decisions, the GCC EOSB Monitor aims to provide a single quarterly update on the evolving EOSB landscape.

Key highlights from Q1 2026

UAE

• The consultation period for the UAE Federal EOSB Savings Scheme closed on 28 February 2026. Industry feedback has highlighted the importance of scale in supporting stronger long-term outcomes.
• Additional providers are expected to enter the market during 2026.
• Disclosure standards are expected to improve as many EOSB funds will complete their first full year of operation in 2026.
• Market volatility during March has demonstrated how funded EOSB schemes are exposed to investment markets, with both DEWS and GO SAVER declining before rebounding sharply in early April.

GCC

• Bahrain marked two years since transitioning to a funded EOSB model, although public financial disclosures remain limited.
• Oman remains on track for a nationwide rollout scheduled for July 2027.
• Qatar established a committee to design an investment-based EOSB scheme.

Why this matters?

As EOSB systems across the GCC become increasingly funded and investment-linked, employer decisions around provider selection, scheme design and employee communication will play a growing role in determining outcomes for employees.

Understanding these developments is therefore important for HR, Finance and Business Leaders across the region.

The GCC EOSB Monitor is published quarterly and is available as a free resource to support awareness of official EOSB schemes across the GCC.

Download the Q1 2026 GCC EOSB Monitor