Fund Performance

UAE | EOSB Fund Performance | AUGUST 2026

EOSB funds delivered strong returns across all categories in August, turning most funds positive YTD.

By Nisha Braganza

Here’s a round up of fund performance across the official EOSB Plans in the UAE for the month of August 2026 presenting Year-to-Date (YTD) and 1Y performance to avoid over-interpreting short-term volatility. As EOSB contributions are invested regularly over time, longer-term performance is more relevant than any single month’s return.

Fund-level performance covering other time periods will soon be available to registered users on our website.

Fund Performance in August 2026

EOSB funds delivered strong returns across all categories in August, turning most funds positive YTD.

Looking at DEWS and GO SAVER in the DIFC across 26 funds:

US equity funds performed strongly in August gaining up to 14.5% YTD as the S&P 500 rose 2.6% and the Nasdaq Composite gained 3.9% over the month. Strong corporate earnings and continued strength in technology stocks supported the broader market.

Indian equities declined in local currency terms in August, with the Nifty 50 down 1.2% and Sensex down 1.5% over the month. However, a stronger Indian Rupee against the US Dollar during the month provided a currency tailwind for two USD-denominated Indian Equity funds available under GO SAVER, helping offset the local market performance with YTD performance ranging from -2.6% to 1.5%.

Fixed Income moved into recovery mode in August after last month's set back, turning positive YTD, although the recovery remained uneven. Corporate bonds led the improvement as credit spreads tightened.

Diversified funds performed strongly in August gaining between 5.6% to 15.9% YTD, supported by their exposure to equities (particularly US equities) while tight credit spreads provided additional support from fixed-income holdings.

Money market funds provided stable returns and continued to deliver effectively for capital preservation funds. Available fund data showed YTD returns ranging from 1.6% to 2.5% across money market options.

Note: GO SAVER fund performance is net of ongoing charges but not administration fees. An additional 1.0% per annum is charged to plan members for all investment options, except the Capital Protected Fund.

The UAE EOSB Savings Scheme (Federal Scheme)

Compared with DIFC, the fund range of the UAE EOSB Savings Scheme (Federal Scheme) is still developing as the scheme is relatively new. Most providers currently offer capital-protected options, while only Ghaf Benefits (Lunate) currently offers risk-based funds. The fund offering is expected to grow over time as more investment options are introduced and more providers enter the market.

Fund performance data is also not consistently published. Most of these funds complete their first full year of operation in the second half of 2026, so we expect more consistent disclosures in the coming months.

This EOSB Fund Performance overview is published by Vestora every month covering market movements and the latest information on EOSB funds.