Insights

• UAE | EOSB Fund Performance | JULY 2026 — Markets remained volatile, but YTD performance held up across most EOSB fund categories.
• Case Study: Emirates' Provident Scheme — The Provident Scheme has been supporting long-term retention of pilots since 1991, more than three decades before the UAE EOSB Savings Scheme.
• UAE private sector workforce grows 2.2% in H1 2026 — Growth has moderated between quarters this year and from 2025 levels but ongoing hiring suggests market confidence remains strong.
• GO SAVER default fund discloses FY 2025 gains — Capital Protected Fund delivers its strongest annual result since launch, returning 3.55% net in FY2025.
• DEWS publishes audited financial statements for FY 2025 — DEWS reports net investment gains of USD 113.4m for members in FY2025, more than double the gains reported in FY 2024 (USD 41.8m).
• First Abu Dhabi Bank opens its EOSB Savings Plan to individual investors — Launches public share class for its EOSB Capital Protected Fund. Employer enrolment not required to invest personally.
• Oman's Provident Scheme: 12-Months to mandatory rollout — Employers have one year remaining to begin paying mandatory monthly contributions under Oman's End-of-Service Benefits (EOSB) Savings Scheme.
• EOSB Case Study: Petrofac — What the Petrofac case teaches us about funded End-of-Service Benefits
• Franklin Templeton hints at UAE EOSB entry — Potentially the first global asset manager positioning for direct UAE EOSB provider status.
• Sukoon Workplace Savings obtains CMA Fund Administration License — The EOSB provider ecosystem is expanding and preparing for the next phase.
• Payroll enforced. EOSB next? — What recent WPS reform may signal about the future direction of EOSB policy in the UAE.
• GO SAVER adds Arqaam Islamic Income Fund to its DIFC EOSB offering — New Shariah-compliant sukuk fund expands investment choice for GO SAVER members.
• Do employees have to cash out EOSB savings when markets fall? — Understanding what happens to EOSB savings when changing jobs during periods of market volatility.
• At least 70,000 employees in the UAE are already in funded workplace savings plans — Why many employers have voluntarily adopted workplace savings plans for their employees.
• DEWS April 2026: Record highs after March volatility — AUM increases by USD 90m, more than offsetting the decline recorded in March.
• How official funded EOSB schemes differ across the GCC? — While the policy objective across the GCC is to protect employee benefits, the path each country is choosing is notably different.
• March volatility highlights how EOSB funds respond to market movements — Why short-term market declines may look very different when viewed through a long-term workplace savings lens.
• GCC EOSB Monitor | Q1 2026 — The first quarterly publication tracking the EOSB transition to funded schemes across the GCC.
• EOSB Savings Scheme: How to evaluate promotional content? — The UAE's EOSB Savings Scheme is built on regulated investment funds. Here are practical pointers for employers and employees when assessing promotional content.
• GO SAVER Fund Performance February 2026 — Multi-asset and fixed income strategies delivered steady gains, while equity funds experienced a more volatile month.
• EOSB funding: Three practical steps for Finance teams — How to absorb recurring EOSB obligations without operational strain.
• DEWS Fund Performance February 2026 — February was a strong month for DEWS, with most funds delivering positive returns and only the highest-risk equity strategy showing short-term volatility.
• Industry roundtable discusses success factors for the UAE EOSB Savings Scheme — A GCMA roundtable brought together providers, asset managers, trustees, intermediaries and employers to discuss practical implementation considerations.
• Beyond the UAE, the GCC is gradually transitioning to funded EOSB schemes — Across the GCC, EOSB is gradually transitioning from unfunded gratuity to structured funded schemes. What does this mean for employers?
• UAE EOSB consultation closes on 28 February 2026 — Employers and employees have until 28 February to share feedback on the Alternative End-of-Service Savings Scheme through the official Sharik platform.
• Ghaf Benefits publishes first year-end fund performance figures — The first EOSB fund performance disclosures are beginning to emerge as providers complete their first full reporting cycle.
• GO SAVER Fund Performance January 2026 — Diversified funds lead gains while India equities decline.
• DEWS Fund Performance January 2026 — Diversified funds lead a strong start to the year.
• Emirates NBD registers two EOSB funds with the UAE Capital Market Authority — The registration of two EOSB money market funds marks another step towards Emirates NBD's anticipated entry into the UAE EOSB Savings Scheme market.
• Does employee choice matter in EOSB and workplace savings? — A perspective on giving employees choice and education in EOSB and workplace savings, from a panel hosted by Sukoon Workplace Savings.
• GCMA Annual Conference 2026 — Key takeaways from a panel featuring representatives from the UAE's three financial regulators: CMA, DFSA and FSRA.